Healthcare system that you can discover in Europe is quite different from the healthcare system that you will be able to find in other parts of the world. If you are from Europe, it is important to have a solid understanding about this in your mind. Then you can locate the perfect health insurance option out of what is available and move forward with it.
- Single player system
Single player system is the most popular health insurance program that you can discover in Europe. This is a kind of a universal healthcare coverage system. In here, the government is acting as the health insurance provider. It is something beneficial for the people who live out there. However, most of the health insurance plans that you can discover within the country are owned by private entities.
In Europe, the hospitals are usually owned by private entities. Among them, of course you can discover government owned hospitals as well. You will also notice that the doctors are engaged in the process of operating their own practices.
- Government owned universal health insurance
The healthcare system that you can discover in Europe is somewhat socialized. You need to keep that in your mind when analyzing the different options available to consider. When you deep dive and take a look at the health insurance industry, you will notice that government has better control over the health insurance service providers who are acting within the industry. In here, the government is acting as the health insurance provider. In the meantime, government is also responsible for running hospitals and employing all the healthcare service providers, such as nurses and doctors.
However, this system is not available in all the European countries. When you take a look at United Kingdom, Sweden, Spain, Norway, Italy and France, you will notice that they have a somewhat different system. All the citizens who are enrolled into the National Healthcare System are provided with a major portion of healthcare services free. This will be offered by the doctors, who have been employed by the government. This provides a better health insurance for the people who are concerned.
In certain countries, space is available for the private insurance companies to operate as well. In those countries, the doctors don’t have any issues with running private practices. However, only the people who can afford will be able to get their hands on supplemental health insurance policies that are available. Only they will be able to see the doctors, who are not employed by the government as well.
In France, you can discover a substantial private health insurance system. It is mixed along with the statuary health insurance system that exist within the country as well. Due to the same reason, most of the citizen in France have been able to make themselves available for the government sponsored health insurance system. They include retirees, students, and people who are unemployed.
You will be able to go ahead and purchase a private health insurance plan, in addition to the national healthcare plan offered. Then you will be able to balance bills and make co-payments for the usual care. In addition to that, you will be able to use this plan to cover up the dental and vision related healthcare expenses covered.
- Private health insurance
As the first thing, you should understand that private health insurance in Europe is well-regulated. All the companies that offer private health insurance plans will need to adhere to the guidelines imposed by the government when offering their services. This ensures that people are provided with a quality experience at the end of the day.
In some of the European countries, people are provided with the chance to get themselves enrolled in these private programs under certain conditions. For example, people in Germany, who earn less than 57,600 Euros annually will be able to go ahead and enroll themselves in the German public health insurance. Along with that, all the dependents, including the spouse will be able to receive a coverage without any additional cost.
People who make more payments are provided with the opportunity to bypass the public healthcare system. This allows them to purchase private health insurance without any hassle. However, most of the Germans prefer to go ahead with the public healthcare coverage that is available to them.
Likewise, you can discover some case by case variations in the health insurance options as well. It is better to go through those specific options and pick the best one to match with your needs.